Pacific Life
Do You Have Enough Life Insurance?
Apply for
- $20,000 to $5,000,000
- 10, 15, 20, 25, or 30 year durations
- Child Term Waiver
- Waiver of Premium
Highlights
- Easy application process
- Fluid-less underwriting
- Electronic application
- Up to $2,000,000 streamlined underwriting
- No physical exam for qualifying applicants
PacLife
- 4th year in a row named “World’s Most Ethical”
- Dalbar Winner for Policyholder Excellence
- #2 Best Life Insurance Company for 2019–2020
- Comdex Score of 93 (out of 100)
- A.M. Best A+
- 150+ years of financial strength
- $191B in assets
You want to protect your business and help it succeed
Providing employees with protection for their families and the potential to supplement their retirement income can be an attractive incentive. Whether you’re looking for a solution that protects your bottom line, or a strategy to help attract and retain talent, life insurance has the potential to help you achieve those goals.
You want to know your loved ones are protected
Losing a loved one is never easy. It can significantly impact your family in many ways, including financially. Protect your family’s financial well-being with life insurance, which can pay a death benefit to help replace a lifetime of your loved one’s lost earning potential.
Protect the ones you love. Life insurance can help.
Did You Know?
Most Americans are un(der)insured.
Sample Rates
Jack (age 35) can buy a $500,000 20-year term policy for just $20.34/month
Jim (age 55) can buy a $1,000,000 20-year term policy for just $217.04/month
| Age | $100,000 | $250,000 | $500,000 | $1,000,000 |
|---|---|---|---|---|
| 35 | $9.33 | $13.27 | $20.24 | $33.08 |
| 40 | $10.56 | $17.37 | $28.42 | $49.00 |
| 45 | $15.22 | $25.81 | $45.45 | $84.76 |
| 50 | $21.37 | $38.31 | $69.87 | $129.85 |
| 55 | $33.72 | $59.81 | $113.24 | $217.10 |
| 60 | $55.15 | $109.61 | $200.73 | $381.00 |
| 65 | $100.11 | $194.36 | $382.44 | $738.64 |
One Seamless Process, Three Possible Pathways:
You Apply, We Do the Rest
With our streamlined underwriting, your clients’ applications are intelligently routed for the least invasive underwriting method possible.
For example, if your clients are first considered for accelerated underwriting and they do not qualify, they’re automatically considered for modified underwriting where a physical with full lab work within the past 12 months is required. If your clients don’t qualify for modified underwriting, they’re automatically pivoted to traditional underwriting.
Apply how you like or for our best experience, apply for accelerated underwriting using drop ticket with online health history.
