Pacific Life

Do You Have Enough Life Insurance?

Apply for

  • $20,000 to $5,000,000
  • 10, 15, 20, 25, or 30 year durations
  • Child Term Waiver
  • Waiver of Premium


  • Easy application process
  • Fluid-less underwriting
  • Electronic application
  • Up to $2,000,000 streamlined underwriting
  • No physical exam for qualifying applicants


  • 4th year in a row named “World’s Most Ethical”
  • Dalbar Winner for Policyholder Excellence
  • #2 Best Life Insurance Company for 2019–2020
  • Comdex Score of 93 (out of 100)
  • A.M. Best A+
  • 150+ years of financial strength
  • $191B in assets

You want to protect your business and help it succeed

Providing employees with protection for their families and the potential to supplement their retirement income can be an attractive incentive. Whether you’re looking for a solution that protects your bottom line, or a strategy to help attract and retain talent, life insurance has the potential to help you achieve those goals.

You want to know your loved ones are protected

Losing a loved one is never easy. It can significantly impact your family in many ways, including financially. Protect your family’s financial well-being with life insurance, which can pay a death benefit to help replace a lifetime of your loved one’s lost earning potential.
Protect the ones you love. Life insurance can help.

Did You Know?

Most Americans are un(der)insured.

Sample Rates

Competitive Monthly Rates (20-year Term)

Jack (age 35) can buy a $500,000 20-year term policy for just $21.14/month.

Jim (age 55) can buy a $1,000,000 20-year term policy for just $221.55/month

What's the Difference Between PL Swift and PL Smooth Sailing?

When clients need the financial protection of life insurance, Pacific Life offers convenient, predictable underwriting options delivered through a no-touch process.

Which underwriting option could be the better choice?

Clients who do not qualify for PL Swift Sailing accelerated underwriting will automatically be assessed for PL Smooth Sailing fluidless underwriting for ages and face amounts that overlap (50–69, up to and including $1 Million), providing a seamless underwriting experience. Those who do not qualify for either program will enter full underwriting.


We're here to help. Call Kristen Carmona at 866-225-1786, ext. 315.
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